37385 ZIP Code — Tellico Plains, TN

Monroe County, Tennessee

ZIP code 37385 is located in Tellico Plains, Tennessee, within Monroe County. It covers approximately 267.24 square miles and serves a population of 8,495 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37385

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $168,500. Owner-occupancy is high at 84%, well above the national average.

Median household income is $58,827. SNAP benefit usage at 20% of households reflects economic stress in the area. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (30%) compared to national benchmarks.

Overall, ZIP code 37385 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

8,495

population

267.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37385 ZIP code map

Cities in ZIP code 37385

Below are the cities the US Postal Service accepts for ZIP code 37385. Using any city not on this list may result in mail delivery delays.

City	Status
Tellico Plains	Acceptable
Tellico Plains	Preferred

Nearby ZIP codes

37329 Englewood (12.9 mi) 37333 Farner (13 mi) 37354 Madisonville (13.8 mi) 37391 Turtletown (14.5 mi) 28906 Murphy (15.2 mi) 37885 Vonore (15.3 mi) 37331 Etowah (15.6 mi)

Demographics updated 05/2026

Population
Total population	8,495
Population density	32 / sq mi
State FIPS	47
County FIPS	123

Geography
Land area	267.24 sq mi
Water area	0.40 sq mi
Latitude	35.3219
Longitude	-84.2538
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	53.8%	45.7%
$50k – $100k	41.0%	32.5%	30.9%
$100k – $200k	11.7%	12.1%	18.3%
Over $200k	0.4%	1.7%	5.1%

Demographics & statistics

8,495

Population

People per sq mi

42.0

Median age

$58,827

Median household income

$26,219

Per capita income

$168,500

Median home value

$558

Median monthly rent

84.3%

Home ownership

14.0%

Poverty rate

6.1%

Unemployment

3,750

Housing units

13.1%

Bachelor's or higher

Age distribution

Male Female

210

Under 5

180

316

5–9

271

387

10–14

333

371

15–19

319

253

20–24

218

405

25–34

348

488

35–44

419

639

45–54

548

215

55–59

184

379

60–64

325

609

65–74

523

229

75–84

197

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,117	24.9%
18 and over	6,378	75.1%
65 and over	1,687	19.9%
Median age	42.0 years

Race & ethnicity

White 86.9%

Two or more races 6.8%

Hispanic or Latino 4.8%

Asian 0.8%

American Indian / Alaska Native 0.4%

Black or African American 0.2%

Group	Count	%
White	7,756	86.9%
Two or more races	608	6.8%
Hispanic or Latino	426	4.8%
Asian	72	0.8%
American Indian / Alaska Native	40	0.4%
Black or African American	19	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	53.8%	45.7%
$50k – $100k	41.0%	32.5%	30.9%
$100k – $200k	11.7%	12.1%	18.3%
Over $200k	0.4%	1.7%	5.1%

Under $10k 4.9%

$10k–$15k 7.4%

$15k–$25k 9.3%

$25k–$35k 8.0%

$35k–$50k 11.9%

$50k–$75k 22.3%

$75k–$100k 16.5%

$100k–$150k 14.7%

$150k–$200k 3.4%

$200k+ 1.8%

Range	% of households
Under $10k	4.9%
$10k–$15k	7.4%
$15k–$25k	9.3%
$25k–$35k	8.0%
$35k–$50k	11.9%
$50k–$75k	22.3%
$75k–$100k	16.5%
$100k–$150k	14.7%
$150k–$200k	3.4%
$200k+	1.8%
Median income	$58,827

Housing

Home values

Under $50k 12.5%

$50k–$100k 18.6%

$100k–$150k 12.8%

$150k–$200k 13.1%

$200k–$300k 23.4%

$300k–$500k 14.9%

$500k–$1M 2.2%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$168,500
Median rent / month	$558
Owner occupied	84.3%
Renter occupied	15.7%
Vacant	27.3%
Single-family detached	78.0%
Large apartment buildings	0.3%
Mobile homes	18.5%
Median rooms	5.3
Avg household size (owned)	2.82

Year built

Era	%
2020 or later	0.6%
2010–2019	8.1%
2000–2009	22.1%
1990–1999	21.0%
1980–1989	11.4%
1970–1979	15.7%
1960–1969	11.6%
1950–1959	1.6%
1940–1949	2.0%
1939 or earlier	6.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	8.5%
2 bedrooms	27.6%
3 bedrooms	41.5%
4 bedrooms	16.4%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	18.9%
2 vehicles	33.4%
3 or more	44.4%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	77.8%
Propane / LP gas	11.9%
Fuel oil	0.4%
Wood	8.3%

Households & families

Household type	Count	%
Married-couple family	1,785	58.0%
Cohabiting couple	108	3.5%
Male householder, no spouse	614	19.9%
Female householder, no spouse	572	18.6%
Households with children under 18	959	31.1%
Households with seniors (65+)	1,275	41.4%
Average household size	2.75

Marital status

Status	Male	Female
Never married	32.6%	13.5%
Married	50.8%	61.4%
Separated	1.1%	1.9%
Widowed	3.9%	8.1%
Divorced	11.6%	15.1%

Education

Less than 9th grade 9.3%

Some HS, no diploma 5.0%

HS graduate 42.7%

Some college, no degree 21.5%

Associate's degree 8.4%

Bachelor's degree 9.8%

Graduate / professional 3.3%

Metric	%
HS diploma or higher	85.7%
Bachelor's or higher	13.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	52	3.1%
Kindergarten	133	8.0%
Elementary school	809	48.5%
High school	450	27.0%
College / grad school	224	13.4%

Employment

Industry of employment

Education & healthcare 28.1%

Manufacturing 22.2%

Construction 13.6%

Transportation & utilities 7.4%

Public administration 7.0%

Professional & management 5.9%

Arts, food & hospitality 5.3%

Other services 3.6%

Retail trade 3.2%

Agriculture & mining 2.1%

Wholesale trade 1.2%

Information 0.3%

Finance & real estate 0.1%

Occupation

Category	%
Management, business & arts	25.8%
Service	18.7%
Sales & office	15.6%
Natural resources & construction	18.7%
Production & transportation	21.1%

Employment type

Type	%
Private sector	68.0%
Government	22.0%
Self-employed	9.8%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	81.5%
Carpool	12.2%
Public transit	0.0%
Walk	1.2%
Work from home	4.5%
Other means	0.6%
Avg commute (minutes)	37.5

Poverty

All people 14.0%

Under 18 years 22.5%

18 and over 11.1%

Married-couple families 0.5%

Female-led households 61.3%

Income support

Source	% of households
Social Security	51.3%
Retirement income	28.2%
Supplemental Security	7.8%
Cash public assistance	2.0%
Food stamps / SNAP	20.1%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	43.9%
High cholesterol	37.0%
Diabetes	15.3%
Heart disease	9.5%
Stroke	4.6%
Asthma	11.3%
Arthritis	34.4%
Kidney disease	3.8%
Pulmonary disease	13.1%
Cancer	7.2%

Behavior / access	%
Smoking	29.6%
Binge drinking	13.5%
No physical activity	31.7%
Less than 7 hrs sleep	35.5%
Depression	28.8%
Fair or poor health	23.2%
Poor mental health	18.8%
Poor physical health	15.9%
No health insurance	19.3%
Visited doctor (checkup)	75.7%
Visited dentist	50.0%
Cholesterol screening	88.8%
Teeth loss	24.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	480	7.5%

Disability	%
Any disability	20.8%
Under 18	7.8%
18–64 years	19.5%
65 and over	40.7%

Health insurance coverage

Type	%
Private insurance	56.9%
Public insurance	48.4%
No insurance	8.7%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,105	95.4%
Spanish	66	0.8%
Other Indo-European	2	0.0%
Asian & Pacific Islander	9	0.1%
Other languages	55	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,305	97.8%
Born in same state	8,170	96.2%
Born in different state	5,762	67.8%
Foreign born	135	1.6%
Naturalized citizen	190	2.2%
Not a US citizen	114	60.0%

Ancestry

Ancestry	Count	%
Italian	1,054	12.4%
Arab	735	8.7%
French	730	8.6%

Ancestry	Count	%
Irish	21	0.2%
Polish	18	0.2%
English	2	0%

Technology access

Metric	% of households
Computer access	36.2%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37385

What city is ZIP code 37385 in?

ZIP code 37385 is primarily assigned to Tellico Plains, Tennessee.

What county is ZIP code 37385 in?

ZIP code 37385 falls within Monroe County, Tennessee.

Does ZIP code 37385 have a large retiree population?

51% of households in ZIP code 37385 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 37385?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 37385 mostly owner-occupied?

84% of occupied units in ZIP code 37385 are owner-occupied, well above the national average.

What are the health statistics for ZIP code 37385?

Health data for ZIP code 37385 shows elevated rates of diabetes (15%) and smoking (30%) compared to national benchmarks.

What timezone is ZIP code 37385 in?

ZIP code 37385 observes the EST timezone.